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In case of emergency, keep a legacy file on your property

In case of emergency, keep a legacy file on your property

Author: Pranil Maharaj
Date: 2017-07-28

If there is an after-hours emergency where the geyser has burst or a fallen tree has damaged the roof in a storm, and one has to find the insurance policy on the home, is it in a safe place that is easily accessible

Items to store in the file are:

- An information sheet with the contact details of regularly used and reliable service providers such as the family attorney, insurance broker, electrician, plumber, gardening service, domestic worker, appliance repairmen, swimming pool company, repair services, and so on.

- A copy or original title deed of the property.

- Mortgage bond details.

- A copy of the Deed of Sale.

- Records of all improvements to the property and clearance certificates or engineers' reports.

- Invoices detailing any major repairs done to any part of the property.

- Approved building plans.

- The latest version of the owner's insurance on the building as well as any short-term insurance on the contents of the home.

- The latest beetle, electrical compliance, electric fence and gas compliance certificates.

- Security company contract and contact details of their technical support team as well as the emergency numbers.